Redemption Options

How value returns to token holders

Overview

Manifest's liquidity framework ensures $USH holders can always exit their positions through multiple pathways. The protocol combines deep onchain liquidity for normal operations with offchain redemption mechanisms as emergency backstops.

Onchain Liquidity (Primary Exit)

Three Pillars of Liquidity

  1. Deep onchain liquidity: Immediate liquidity at ~NAV

    • 20% Protocol-Owned Liquidity (POL)

    • 20% targeted Investor-Owned Liquidity (IOL)

    • Total: ~40% of TVL available for trading

  2. Limited "floating" $USH: Reduces potential selling pressure

    • ~50% locked in $sUSH staking

    • ~20% in LP positions (incentivized with rewards)

    • Only ~30% freely tradeable (100% - 50% - 20%)

  3. Automatic yield enhancement: As liquidity is consumed, $sUSH yields increase automatically because of cash-drag reduction, attracting new capital

Trading Options

  • Primary Market: Whitelisted users can swap at ~NAV through Manifest's Uniswap v4 pool

  • Secondary Markets: Trade on any DEX at market prices

Offchain Redemption Mechanisms (Backstop)

Direct Redemption Queue

For normal redemptions when onchain liquidity is limited:

  • Request redemption at NAV value

  • First-come, first-served queue

  • Funded as HEIs mature (sales/refinances)

  • Receive $USDC at NAV value

Large Holder Distributions ($5M+)

Institutional holders can request (via best efforts):

  • In-kind transfer: Direct distribution of HEI assets

  • Best-efforts liquidation: Protocol sells proportional share of backing HEI portfolio

Governance-Triggered Liquidation

The ultimate backstop:

  • 60% of $USH holders vote for redemption

  • Protocol must liquidate all HEI assets

  • Proceeds distributed proportionally

  • Ensures tokens cannot trade at deep persistent discounts

Staking Considerations

$sUSH Exit Options

  • Sell directly: Trade $sUSH on secondary markets (avoids unstaking cooldown)

  • Unstake: 28-day cooldown to convert back to $USH

  • Use as collateral: Borrow against $sUSH instead of selling

Tax Considerations

Because $USH and $sUSH are issued by a BVI entity, there are no U.S. tax reporting obligations.

Why This Works

The combination of deep onchain liquidity and offchain backstops creates robust exit options:

  • Normal conditions: ~40% target liquidity handles all trading needs

  • Stressed conditions: Redemption queue processes exits orderly

  • Emergency conditions: Governance vote for redemption supports NAV recovery

This multi-layered approach protects token holders while maintaining the benefits of instant liquidity that makes $USH superior to traditional real estate.

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