Asset Quality

How diversified is the portfolio backing $USH?

$USH is backed by a diversified portfolio of HEIs across multiple properties, regions, and market segments within the U.S. residential real estate market. This diversification helps manage risk and provides balanced exposure to the broad U.S. housing market while reducing concentration in any single property or region. At launch, HEIs backing $USH will come from the 13 states in which our origination partner operates. Over time, we aim to have HEIs from all 50 states in the portfolio.

How are assets valued on the Manifest platform?

Assets are valued using institutional-grade methodologies consistent with private equity real estate best practices. Our valuation process incorporates third-party appraisals, market comparables, and proprietary models. All valuations are recorded onchain, providing unprecedented transparency into portfolio composition and asset values.

Can I invest in specific properties rather than the broader $USH token?

No. $USH provides exposure to the diversified portfolio of HEIs rather than specific properties. This approach provides risk diversification, economies of scale, and simplified investor experience. We may explore more targeted investment options in the future based on investor demand and market conditions.

How are property taxes, maintenance, and homeowners insurance handled?

Property taxes, maintenance, and homeowners insurance are the responsibility of the homeowners who continue to occupy and own their homes. This structure eliminates the traditional burdens of real estate ownership for investors in $USH while still providing investment exposure to American homes.